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	<title>Money Saving Insurance Reviews &#187; Daily Money Saving Tips</title>
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	<link>http://moneysavinginsurancereviews.com</link>
	<description>Tips for saving money on insurance - Home Insurance, Car Insurance, Pet Insurance, Life Insurance</description>
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		<title>Save Money on Health Insurance with a Flexible Spending Account</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/17/save-money-on-health-insurance-with-a-flexible-spending-account/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/17/save-money-on-health-insurance-with-a-flexible-spending-account/#comments</comments>
		<pubDate>Fri, 17 Apr 2009 05:03:32 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Flexible Spending Accounts]]></category>
		<category><![CDATA[FSA]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=89</guid>
		<description><![CDATA[Flexible Spending Accounts (FSA&#8217;s) are offered by many employers in the United States. The benefits of a flexible spending account (FSA) is that it allows you to use pre-tax money to pay for qualified medical expenses. What is the benefit of that you ask? For simplicity&#8217;s sake, let&#8217;s assume that you make $1,000 per month [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Save Money on Auto Insurance by Understanding Your Policy</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/16/save-money-on-auto-insurance-by-understanding-your-policy/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/16/save-money-on-auto-insurance-by-understanding-your-policy/#comments</comments>
		<pubDate>Thu, 16 Apr 2009 05:15:30 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Automobile Insurance]]></category>
		<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[auto accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[insurance policy]]></category>
		<category><![CDATA[premiums]]></category>
		<category><![CDATA[speeding ticket]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=87</guid>
		<description><![CDATA[When choosing an auto insurance policy, make sure that you completely understand the policy, and more importantly for this topic, make sure you understand what makes your insurance premiums increase and/or decrease. For instance, some auto insurance companies will give you a discount for safe driving. Safe driving can oftentimes lower your insurance premium. You [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Money on Renters Insurance &#8211; Renters Need Insurance Too</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/15/save-money-on-renters-insurance-renters-need-insurance-too/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/15/save-money-on-renters-insurance-renters-need-insurance-too/#comments</comments>
		<pubDate>Wed, 15 Apr 2009 05:10:02 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Renters Insurance]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=81</guid>
		<description><![CDATA[One topic that we haven&#8217;t really touched on in this blog is renters insurance, but we&#8217;ll be sure to cover this topic more in upcoming posts. Renters insurance is a good idea for anyone who may be renting. As a renter, your landlord (in most cases) will have insurance that covers the building, but the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Save Money on Homeowners Insurance by Comparing Rates</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/14/save-money-on-homeowners-insurance-by-comparing-rates/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/14/save-money-on-homeowners-insurance-by-comparing-rates/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 05:01:48 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=79</guid>
		<description><![CDATA[This might seem like a trivial point, but you&#8217;d be surprised at how many people just go with the first and only quote that they get when it comes to insurance policies. Sure, it can be a hassle shopping around, but comparing insurance rates can potentially save you hundreds of dollars per year on homeowners [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Money on Prescription Medications By Using Online Pharmacies</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/10/save-money-on-prescription-medications-by-using-online-pharmacies/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/10/save-money-on-prescription-medications-by-using-online-pharmacies/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 05:02:00 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Prescriptions Medications]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[online pharmacy]]></category>
		<category><![CDATA[prescription drugs]]></category>
		<category><![CDATA[prescription medications]]></category>
		<category><![CDATA[prescriptions]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=62</guid>
		<description><![CDATA[With the ever increasing cost of prescriptions drugs and medications, more and more people are looking for alternatives. I&#8217;ve seen newscasts and heard stories of people crossing international borders in order to be prescribed and/or purchase prescription medications. While I&#8217;m sure there are many legal issues with doing this, both in being prescribed prescription medications [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Try Using Local Health Clinics to Save on Health Care Costs</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/09/try-using-local-health-clinics-to-save-on-health-care-costs/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/09/try-using-local-health-clinics-to-save-on-health-care-costs/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 05:50:00 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[health clinics]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=60</guid>
		<description><![CDATA[When it comes to routine checkups, and or picking up prescriptions, try visiting a local clinic. For college students, your university clinic is a great option. Chances are that rates will be more competitive for office visits, procedures and for prescription medications.
Don&#8217;t let the fact that you have no insurance keep you away from seeking [...]]]></description>
		<wfw:commentRss>http://moneysavinginsurancereviews.com/2009/04/09/try-using-local-health-clinics-to-save-on-health-care-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lowest Health Care Premiums Don&#8217;t Always Mean The Cheapest Plan</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/08/lowest-health-care-premiums-dont-always-mean-the-cheapest-plan/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/08/lowest-health-care-premiums-dont-always-mean-the-cheapest-plan/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 06:18:32 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=56</guid>
		<description><![CDATA[The only way that the lowest premium will actually be the cheapest and lowest costing health care plan is if you do not go to the doctor or get any prescription drugs during the course of the year. For example (and this is just a rough example to illustrate a point), let&#8217;s say that you [...]]]></description>
		<wfw:commentRss>http://moneysavinginsurancereviews.com/2009/04/08/lowest-health-care-premiums-dont-always-mean-the-cheapest-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Compare Health Insurance Plans Before Selecting and Buying</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/07/compare-health-insurance-plans-before-selecting-and-buying/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/07/compare-health-insurance-plans-before-selecting-and-buying/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 06:13:15 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=54</guid>
		<description><![CDATA[Choosing an insurance plan is just like choosing a car. There are many models out there, and there is probably one that will be best for you. When comparing insurance plans, you&#8217;ll need to consider what you need from a health insurance plan. For example, a single male will not need a plan that covers [...]]]></description>
		<wfw:commentRss>http://moneysavinginsurancereviews.com/2009/04/07/compare-health-insurance-plans-before-selecting-and-buying/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Money On Your Homeowners Insurance By Increasing Your Deductible</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/06/save-money-on-your-homeowners-insurance-by-increasing-your-deductible/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/06/save-money-on-your-homeowners-insurance-by-increasing-your-deductible/#comments</comments>
		<pubDate>Mon, 06 Apr 2009 07:06:23 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Catastrophe Insurance]]></category>
		<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Earthquake Insurance]]></category>
		<category><![CDATA[Fire Insurance]]></category>
		<category><![CDATA[Flood Insurance]]></category>
		<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[deductible]]></category>
		<category><![CDATA[deductibles]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[premium]]></category>
		<category><![CDATA[premium payment]]></category>
		<category><![CDATA[premiums]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=50</guid>
		<description><![CDATA[By increasing your deductible, you&#8217;re essentially saying that you&#8217;ll pay more whenever an insurance claim is filed. An insurance deductible is the amount of money that you&#8217;ll pay toward a claim prior to the insurance money starting to pay, thus, the higher your deductible, the less liability the insurance company carries, which in turn will [...]]]></description>
		<wfw:commentRss>http://moneysavinginsurancereviews.com/2009/04/06/save-money-on-your-homeowners-insurance-by-increasing-your-deductible/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Having No Insurance Doesn&#8217;t Necessarily Cost Less Than Having Insurance</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/06/having-no-insurance-doesnt-necessarily-cost-less-than-having-insurance/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/06/having-no-insurance-doesnt-necessarily-cost-less-than-having-insurance/#comments</comments>
		<pubDate>Mon, 06 Apr 2009 06:13:00 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=52</guid>
		<description><![CDATA[Yes, it&#8217;s true that health insurance is very, very expensive, but however expensive it may be, that doesn&#8217;t necessarily mean that you will save money by not having insurance. For example, let&#8217;s say that you have an insurance plan that costs you $200 per month ($200 a month is probably about average for a single [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Money Saving Tips &#8211; Save on Auto Insurance by Getting Discounts</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/03/money-saving-tips-save-on-auto-insurance-by-getting-discounts/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/03/money-saving-tips-save-on-auto-insurance-by-getting-discounts/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 05:43:12 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Automobile Insurance]]></category>
		<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=28</guid>
		<description><![CDATA[One of the quickest and easiest ways to save money on automobile insurance is to make sure that you are taking advantage of all discount options that your insurance company offers. For example, many insurance companies offer good student discounts and will give as much as a 10% reduction for students who maintain a GPA [...]]]></description>
		<wfw:commentRss>http://moneysavinginsurancereviews.com/2009/04/03/money-saving-tips-save-on-auto-insurance-by-getting-discounts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Saving Tips &#8211; Kick the Bad Habits that Increase Health Insurance Costs</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/02/money-saving-tips-kick-the-bad-habits-that-increase-health-insurance-costs/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/02/money-saving-tips-kick-the-bad-habits-that-increase-health-insurance-costs/#comments</comments>
		<pubDate>Thu, 02 Apr 2009 05:39:31 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=20</guid>
		<description><![CDATA[We&#8217;ve all seen the commercials &#8211; smoking is bad for you, smoking kills. If you&#8217;re a smoker, you are more likely to have health problems, so of course, the insurance company is going to charge you a higher premium &#8211; they&#8217;d be idiots not to, because as a smoker, you&#8217;re more likely to need medical [...]]]></description>
		<wfw:commentRss>http://moneysavinginsurancereviews.com/2009/04/02/money-saving-tips-kick-the-bad-habits-that-increase-health-insurance-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Saving Tips &#8211; Use In-Network Health Care Providers As Much As Possible</title>
		<link>http://moneysavinginsurancereviews.com/2009/04/01/money-saving-tips-use-in-network-health-care-providers-as-much-as-possible/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/04/01/money-saving-tips-use-in-network-health-care-providers-as-much-as-possible/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 05:34:02 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[in-network]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[out-of-network]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=22</guid>
		<description><![CDATA[This one might seem like a no-brainer, but more times than not, people will get caught using out-of-network providers rather than in-network coverage due to the fact accidents happen. Sometimes we just need emergency medical coverage.
HMO health care plans will typically require that you stay entirely within the system and anything out of the system [...]]]></description>
		<wfw:commentRss>http://moneysavinginsurancereviews.com/2009/04/01/money-saving-tips-use-in-network-health-care-providers-as-much-as-possible/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Saving Tips &#8211; Use Your Employers Health Insurance Coverage</title>
		<link>http://moneysavinginsurancereviews.com/2009/03/31/money-saving-tips-use-your-employers-health-insurance-coverage/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/03/31/money-saving-tips-use-your-employers-health-insurance-coverage/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 05:24:48 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=18</guid>
		<description><![CDATA[Anytime your employer (or your spouses employer) offers health insurance plans, taking advantage of a group plan will almost always get you the best rates possible &#8211; definitely better than if you were to try to get the same plan privately. In some instances, it may even be beneficial to have coverage from both employers: [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Saving Tips &#8211; Start a Health Savings Account (HSA)</title>
		<link>http://moneysavinginsurancereviews.com/2009/03/30/money-saving-tips-start-a-health-savings-account-hsa/</link>
		<comments>http://moneysavinginsurancereviews.com/2009/03/30/money-saving-tips-start-a-health-savings-account-hsa/#comments</comments>
		<pubDate>Mon, 30 Mar 2009 05:18:39 +0000</pubDate>
		<dc:creator>Bradley Hackett</dc:creator>
				<category><![CDATA[Daily Money Saving Tips]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[health savings account]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://moneysavinginsurancereviews.com/?p=16</guid>
		<description><![CDATA[Health Savings Accounts (HSAs) were created by the Medicare bill signed by President Bush on December 8, 2003 and are designed to help individuals save for future qualified medical and retiree health expenses on a tax-free basis.
Health Savings Accounts are a great option for saving money if you have enough discretionary income to put money [...]]]></description>
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